12.11.08

Let's just stay healthy!

I am really NOT looking forward to the pending debate on Health Care. It has become a go-nowhere-fast issue, and while some progress has been made in a few states - my home state of Wisconsin among them - it troubles me that "employer-mandated" care plans seem to the end result.
I cannot say this enough: GET EMPLOYERS OUT OF THE HEALTH CARE ISSUE! Period.
Single payer, keep the HMOs involved, but reduce their power. We have millions of people just one heart attack away from bankruptcy, millions more nowhere near a job or an employer, and even more who know not or care little about their health care. They shouldn't be penalized. I trust the HMOs about as much as I trust my auto and home insurance people, which is to say I don't.
Profit is both the answer and the problem: Huge premiums for picky "we aren't covering THAT" kind of surprises, and persnickety agents who make money, how? By selling you something you hopefully won't ever use. Just in case you do, well, They decided not to cover it. Risk is risky, indeed, but the standards need to be upheld and need to be enforced.
Get the pork out of health care - easily one-quarter for every dollar spent - and make it fair. Charge us all the same for the same procedure, not less if its with Humana, BC/BS or whoever. It is the ONLY industry allowed to charge MORE when paying in cash! Can you imagine the outcry if they added $.15 to each gallon of gas if you DIDN'T use a credit card? Fire in the streets!
I repeat: get employers out. Make it fair. Cut the red tape/HMO waste. Reward innovation.
Stay healthy.

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